Flood Risk Management Plans

This issue makes a quite extensive examination of questions associated with automobile insurance. Dr Carlos Represas signs an article on the assessment of bodily harm in road accidents, and Juan Luis de Miguel, Deputy Director of Centro Zaragoza, explains the pioneering activity of this centre on the cutting edge of the research on subjects relating to vehicles and their insurance.

In the risk assessments to be used as the basis for the establishment of Risk Reduction policies, it is essential to have our data sources well controlled and to be aware of their limitations and the possibilities of manipulation.

In this article our intention is to initiate our readers in a language which will become increasingly more visible and necessary in the insurance world, particularly in the scope of motor vehicle claims.

At the end of the last century?s 80s a small group of senior executives working for various insurers, including the Consorcio de Compensación de Seguros, decided to create a shared research centre with the intention of finding out more about motor vehicles.

Flooding is a major issue in the UK, with around one in six properties at risk of flooding from coastal, river and surface water.

This article analyses the line of work being carried out to reduce the negative effects caused by flooding since the coming into effect of the Floods Directive and with a focus on the Coastal Galicia Hydrographical District (DHGC for the Spanish).

The effects of climate change are already plain to see, and current models envisage major changes in the climate scenario which translate into new climate-related risks.

The ongoing technological development and likely increasing establishment of remotely piloted aircraft in the various different economic sectors alluded to in the 2018-2021 Strategy Plan will come to represent a new field of activity for the insurance industry.

Although, in principle, all appears to be quite clear, actual experience has shown us that we are looking at one of the most controversial articles of the LCS, due basically to the different interpretations given by our case law.

The international activities of the Consorcio de Compensación de Seguros have steadily increased, especially in the past fifteen years, to the point where it currently has an active and well-established presence abroad.

The General-Directorate for Insurance and Pension Funds has approved, by means of Resolution of 28 March 2018, a new rate for the Extraordinary Risks' cover, implying a significant reduction of surcharges. This article explains the grounds of the said modification.

The Consorcio de Compensación de Seguros received more than 32,000 claims for compensation from the insured affected by the earthquake. Taken overall, the amount of compensation paid by the Consorcio totalled 485 million euros.