Flood Risk Management Plans

At the end of September 2018, the CCS organised the 12th meeting of the WFCP in Madrid, and that important event constitutes the central axis around which the ninth issue of the Consorseguros Digital magazine revolves. Another important group of articles in this issue relates to automobile insurance, another of the major areas of activity of the CCS beyond catastrophic risks.

From 25 to 28 September 2018, the Consorcio de Compensación de Seguros (CCS) staged the 12^th meeting of the World Forum of Catastrophe Programmes (WFCP) in Madrid. The WFCP is a group of insurance systems that present interests in common (without having legal status or being legally registered) and which connects various insurance programmes for natural catastrophes that are being run in different countries across the world.

Over the past two years, we have carried out an international study of Protection Gap Entities (PGEs) - those organizations and initiatives that operate between governments and markets to develop novel financial solutions that mobilize (re)insurance capital in addressing the aftermath of natural and man-made disasters.

In the episodes of the flooding the most important variables for assessing flood risks are the velocity and level reached by the water and how long it remains there. There are several ways of assessing the risk associated with a river flooding event as a function of these parameters.

In the last 20 years tsunamis have been responsible for hundreds of thousands of direct mortal victims and over 11 million displaced persons, which makes this type of phenomenon the most deadly of natural hazards in the history of humanity.

The creation of a new legal discipline called "Derecho de los Robots" (Robot Law) is the goal discussed in a book bearing the same title that was recently brought out by the publishing house, La Ley, Wolters Kluwer, and was edited by the expert specialising in this subject, Moisés Barrio Andrés, Council of State Lawyer and Doctor of Law.

The quality of the Advocate General's Opinion and the fact of its subsequent alignment with the Judgement of the CJEU, with his conclusions delivered in a public hearing on 26 April 2018, warrant that we should pause here to comment on that Opinion, separately from the content of the later Judgement of 4 September 2018.

The judgment by the Court of Justice of the European Union of 4 September 2018 (Case C-80/17) analyses a situation which raises the question of whether the owner of a motor vehicle is obliged to take out compulsory liability insurance even if they do not use the vehicle.

The "4th Meeting on Impact Biomechanics" took place on the 27th of September at the Campus of the University of Zaragoza. The meeting commenced with a presentation by David Casademont, president of the organising entity, the Centro Zaragoza, to introduce the speakers and the papers to be given by them.